The system of workers’ compensation is in place to safeguard employees who sustain work-related injuries or illnesses. However, there are often myths and misunderstandings surrounding this topic. Below, we’ll examine and demystify some of the most common misconceptions about workers’ compensation.
Myth 1: Only certain workers are eligible for workers’ compensation.
Fact: Most employees, regardless of their occupation, are entitled to workers’ compensation if they suffer a work-related injury or illness. This includes office workers, factory employees, construction workers, and many others.
Myth 2: Claims can only be filed for serious injuries.
Fact: Workers’ compensation covers a wide range of injuries, from the most minor to the most serious. Even seemingly minor injuries, such as strains or sprains, may be eligible for benefits.
Myth 3: I must prove that my employer was negligent to receive workers’ compensation.
Fact: In many cases, it is not necessary to prove your employer’s negligence to receive workers’ compensation. This system is based on “strict liability,” meaning that benefits are generally awarded regardless of who was at fault.
Myth 4: If I file a claim, I will lose my job.
Fact: It is illegal for an employer to fire an employee for filing a workers’ compensation claim. There are employment protection laws that prohibit retaliation for seeking legitimate benefits.
Myth 5: Workers’ compensation only covers medical expenses.
Fact: In addition to medical expenses, workers’ compensation can also cover lost wages due to the inability to work, vocational rehabilitation, and permanent disability benefits, depending on the severity of the injury.
Myth 6: The workers’ compensation application process is complicated and time-consuming.
Fact: While the process may vary depending on the jurisdiction and complexity of the case, it is not always complicated or time-consuming. In general, it is beneficial to have the advice of a workers’ compensation attorney to facilitate the process.