Workers’ compensation claims cover a variety of situations in which workers may be injured or become ill because of their work. In the United States, these claims are vital to ensuring that workers receive the support they need while they recover. Some of the most common types of workers’ compensation claims provide a comprehensive look at workers’ challenges.
1. Workplace accident injuries top the list of most common claims. These accidents can range from slips and falls to injuries involving machinery and heavy objects. Limb, back, and joint injuries are common in these types of claims. Workers’ compensation helps workers cover medical expenses and downtime while they recover.
2. Occupational diseases are another common type of claim. Repeated exposures to toxic substances, dangerous conditions, or repetitive motion can cause illness over time. Examples include respiratory problems, contact dermatitis, and muscular disorders. Workers’ compensation provides financial and medical support to treat these conditions.
3. Work stress injuries and emotional disturbances are also grounds for compensation claims. Chronic stress, anxiety, and depression can arise due to work pressure, bullying, or a lack of support in the workplace. These injuries are more difficult to identify, but are just as valid for a workers’ compensation claim.
4. In addition, compensation claims may arise from traffic accidents at work, such as collisions while driving a company vehicle. Repetitive injuries, such as carpal tunnel syndrome, are also cause for claims, since they are related to daily work tasks.
Workers’ compensation claims cover a wide range of situations in which workers are injured or become ill because of their work.